Use this council tax calculator to work out your yearly and monthly council tax for any band in England, Wales or Scotland. Enter your council’s Band D charge and your band, and tick the box if you live alone to apply the 25% single person discount.
Your council tax
- Council tax a year
- –
- Monthly (10 payments)
- –
- Monthly (12 payments)
- –
- Share of Band D
- –
In the example, a Band C home in a council with a £2,280 Band D charge pays £2,026.67 a year, or £202.67 a month over 10 payments. With the single person discount it falls to £1,520.00.
How to use the council tax calculator
- Choose England, Wales or Scotland. Each nation has its own bands and ratios. Northern Ireland uses domestic rates instead.
- Enter your council’s Band D charge. It is on your council’s website and your bill, and includes the police and fire parts.
- Choose your band. If you are not sure, check your council tax band on GOV.UK.
- Tick the single person box if you are the only adult in the home.
How council tax bands are worked out
Every home is put in a band based on its value on a fixed date: 1 April 1991 in England and Scotland, and 1 April 2003 in Wales. Each band pays a set fraction of the Band D charge. So once you know your council’s Band D figure, the council tax calculator can work out any band.
| Band | England value (1991) | Share of Band D |
|---|---|---|
| A | Up to £40,000 | 6/9 (67%) |
| B | £40,001 to £52,000 | 7/9 (78%) |
| C | £52,001 to £68,000 | 8/9 (89%) |
| D | £68,001 to £88,000 | 9/9 (100%) |
| E | £88,001 to £120,000 | 11/9 (122%) |
| F | £120,001 to £160,000 | 13/9 (144%) |
| G | £160,001 to £320,000 | 15/9 (167%) |
| H | Over £320,000 | 18/9 (200%) |
Council tax by band: example
Here is what the council tax calculator gives for each band in England and Scotland when the Band D charge is £2,280 in England and £1,500 in Scotland:
| Band | England a year | England monthly (10) | Scotland a year |
|---|---|---|---|
| A | £1,520 | £152 | £1,000 |
| B | £1,773 | £177 | £1,167 |
| C | £2,027 | £203 | £1,333 |
| D | £2,280 | £228 | £1,500 |
| E | £2,787 | £279 | £1,971 |
| F | £3,293 | £329 | £2,438 |
| G | £3,800 | £380 | £2,938 |
| H | £4,560 | £456 | £3,675 |
Wales and Scotland bands
In Wales, homes were revalued in 2003 and there are nine bands, A to I. Band I is for homes worth over £424,000 in 2003 and pays 21/9 of Band D. In Scotland, Bands E to H were increased in 2017, so they pay more than the same bands in England: Band H pays 245% of Band D.
Discounts and reductions
- Single person discount: 25% off if you are the only adult, or the only adult who is not disregarded.
- Disregarded people: full-time students, apprentices, carers and people with a severe mental impairment are not counted.
- Students: homes where everyone is a full-time student are exempt.
- Council Tax Reduction: help if you are on a low income or get benefits. Each council runs its own scheme, so apply to your council.
- Disabled band reduction: your bill is charged at one band lower if your home has been adapted for a disabled person.
Some councils charge a premium on empty homes and, in England and Wales, on second homes. Check your council’s rules.
Paying council tax
Most councils collect council tax in 10 monthly payments from April to January, but you can ask to pay in 12. The council tax calculator shows both. Councils set new charges each April, usually rising by up to about 5% in England.
Related calculators
See what you take home after tax with the monthly take home pay calculator, or browse all our UK tax calculators.
Frequently asked questions
How is council tax calculated?
Your council sets a Band D charge each year. Your bill is that charge multiplied by your band’s ratio, less any discount. For example, Band B in England pays 7/9 of Band D.
How do I find my Band D charge?
Search for your council’s name and “council tax charges”. The Band D figure includes the parish, police and fire parts.
Can I challenge my council tax band?
Yes. Contact the Valuation Office Agency in England and Wales, or your local assessor in Scotland. Be aware that your band can also go up after a review.
Does the council tax calculator work for Northern Ireland?
No. Northern Ireland uses domestic rates based on the capital value of your home.
About this calculator
This council tax calculator uses the band ratios set in law for England, Wales and Scotland, checked against GOV.UK on 9 November 2026. The £2,280 example is the average Band D charge in England for 2025/26; your council’s charge will differ.