Our UK pension calculators show your State Pension age, compare annuities and drawdown, check the tax on withdrawals and tax relief, and estimate NHS, civil service and armed forces pensions.
Every calculator on Poundsum is free, works on your phone, and runs in your browser, so the numbers you type are never sent to us. Each one explains how the result is worked out and links to the official GOV.UK source.
All pension calculators
- CalculatorAnnuity Calculator UKThe guaranteed income your pension pot buys, after tax-free cash and tax.
- CalculatorState Pension Age CalculatorYour State Pension age and the exact date you can claim, from your date of birth.
- CalculatorPension Drawdown Calculator UKHow long your pot lasts in drawdown, and the tax on each withdrawal.
- CalculatorSalary Sacrifice Calculator UKCompare salary sacrifice with a normal pension contribution and see the NI you save.
- CalculatorPension Tax Calculator UKTax on a pension lump sum or withdrawal, and any emergency tax to reclaim.
- CalculatorPension Tax Relief Calculator UKTax relief on SIPP and personal pension contributions, with the annual allowance.
- CalculatorNHS Pension CalculatorEstimate your NHS Pension Scheme pension at retirement, in today's money.
- CalculatorCivil Service Pension CalculatorEstimate your Civil Service alpha pension at retirement, in today's money.
- CalculatorArmed Forces Pension CalculatorEstimate your Armed Forces Pension Scheme 2015 pension at retirement, in today's money.
How we keep the figures right
UK rates change every April, and sometimes in between. We check every figure against GOV.UK and HMRC when the new tax year starts and whenever the government announces a change. Each calculator page shows the date it was last checked.
Our results are estimates to help you plan. For decisions about your own money, check with the organisation involved or a qualified adviser. Read our disclaimer for more.