Use this state pension age calculator to find out when you can claim your State Pension. Enter your date of birth and it shows your State Pension age, the exact date it starts and how long you have to wait, using the timetable set in law.
Your State Pension age
- State Pension age
- –
- You can claim from
- –
- Time from today
- –
For example, someone born on 15 June 1975 reaches State Pension age at 67, on 15 June 2042.
State Pension age by date of birth
State Pension age is the same for men and women. Under current law (GOV.UK: check your State Pension age):
| Date of birth | State Pension age |
|---|---|
| Before 6 April 1960 | 66 |
| 6 April 1960 to 5 March 1961 | 66 plus 1 to 11 months |
| 6 March 1961 to 5 April 1977 | 67 |
| 6 April 1977 to 5 April 1978 | Between 67 and 68 (a set date from May 2044 to March 2046) |
| 6 April 1978 or later | 68 |
The rise from 66 to 67
If you were born between 6 April 1960 and 5 March 1961, your State Pension age is between 66 and 67, going up by one month for each month of birth. For example, someone born on 20 September 1960 reaches State Pension age at 66 years and 6 months, on 20 March 2027. Everyone born on or after 6 March 1961 has a State Pension age of 67.
The rise to 68
The Pensions Act 2007 moves State Pension age to 68 between 2044 and 2046. People born between 6 April 1977 and 5 April 1978 reach it on a fixed date, and everyone born after that at 68. The government must review State Pension age regularly and a new review is under way, so these dates could change, but only with notice set by Parliament.
How much is the State Pension?
The full new State Pension is £241.30 a week (£12,547.60 a year) in 2026/27. You need 35 qualifying years of National Insurance to get the full amount and at least 10 years to get any. Check your forecast on GOV.UK.
It rises each April under the triple lock, by the highest of earnings growth, inflation or 2.5%. You can also defer it, which increases it by 1% for every 9 weeks you wait.
State pension age calculator examples
| Date of birth | State Pension age | Date |
|---|---|---|
| 10 January 1960 | 66 | 10 January 2026 |
| 20 September 1960 | 66 years 6 months | 20 March 2027 |
| 15 June 1975 | 67 | 15 June 2042 |
| 10 September 1977 | 67 years 5 months | 6 March 2045 |
| 28 February 1985 | 68 | 28 February 2053 |
Private pensions and State Pension age
State Pension age is not the age you must retire. You can usually take private and workplace pensions from 55, rising to 57 from 6 April 2028. Public sector schemes such as the NHS and civil service schemes link their Normal Pension Age to State Pension age. See the NHS pension calculator and the annuity calculator.
Using the pension age calculator to plan
- Check your National Insurance record and fill any gaps with voluntary contributions, usually allowed up to 6 years back.
- Plan how to bridge the gap if you retire before State Pension age, for example with drawdown.
- You must claim the State Pension; it is not paid automatically. You should get a letter about 2 months before.
Frequently asked questions
What is the State Pension age for someone born in 1970?
67. Everyone born between 6 March 1961 and 5 April 1977 reaches State Pension age at 67.
Is the uk state pension age calculator the same for women?
Yes. State Pension age has been the same for men and women since November 2018.
Will State Pension age go up to 68 sooner?
It could. Reviews have suggested bringing it forward, but any change needs new law and at least 10 years’ notice is expected.
Can I get my State Pension early?
No. The State Pension cannot be taken before State Pension age, though you can defer it to get more.
About this calculator
This state pension age calculator follows the Pensions Acts 1995, 2007, 2011 and 2014, checked against GOV.UK on 9 November 2026. It does not cover Northern Ireland differences, which follow the same timetable. Results are for planning only.